Home - shopping - 13 Thoughtful Gifts For Someone Who Is Hard To Shop For
13 thoughtful gifts for someone who is hard to shop for

13 thoughtful gifts for someone who is hard to shop for

Some people have everything, while others are not materialistic enough to want anything. However, gifting to the former can feel like an impossible task. When you don’t know a person’s preferred perfume or aren’t sure if they use a specific brand of shoes, it’s time to dig deeper and opt for thoughtful gifts instead. Therefore, we bring you a list of practical unisex gifting items to buy for those who are impossible to shop for.

RFID-blocking card wallet
An RFID-blocking card wallet protects personal data if you use cards, passports, or other items with RFID chips. Moreover, these card-blocking wallets also shield a person from digital theft.

Neck massager pillow
Another gift option for office-goers is a compact and portable neck massager pillow. It has heating functions that relieve aches, knots, and muscle tension and can be incredibly useful for those working long hours at a desk.

Journals and planners
High-quality, hardbound, or leather-wrapped journals and planners look classy, are frequently needed, and are reasonably priced, making them the perfect last-minute gifting items.

Motivational books
Motivational books that guide on topics like time management, mindsets, habits, etc., can add value to a person’s life. So this can be a classic gift even for those who rarely read.

Green tea set
Choose a traditional green tea set if you’re unsure whether the recipient is attempting to go decaf or if they just like tea, in general. The tea set can include an assortment of immunity-boosting blends like chamomile, mint, lemon ginger, and more.

Scented candles gift set
Scented candles are therapeutic and add soothing vibes to one’s home, making them an ideal gift for anyone.

Plants
You can never go wrong with indoor herbs that are air-purifying and decorative. They are easy to care for, add beauty to one’s home, and are suitable for all ages and genders. You can also consider using a small herb garden with a planter box.

Luxury blankets or comforters
The holiday season will bring winter chills, so comforters can make for an all-rounder gift to keep the person warm and cozy.

Handmade bath bombs
Attractive handmade bath bombs are a safe and fun gifting option for kids. They come in vibrant colors and a myriad of shapes and sizes. Alternatively, you can gift a set of assorted handmade soaps to adult recipients.

Suitcase
If you don’t mind going bulky, you can opt for a unisex cabin suitcase or luggage made from solid ABS material with a built-in lock system. Apart from being classy, it is also incredibly resourceful.

Fridge magnets
If you’re visiting a new place and want to get many gifts, fridge magnets can act as perfect souvenirs.

Gift cards
Gift cards from online or offline retail shops give the recipient the freedom to buy exactly what they want.

Cash
When you run out of all options, there’s nothing better than gifting cash in a fancy envelope. It might not be the most creative gift, but it definitely is the most practical and useful one.

Latest Articles

5 mistakes to avoid when investing in a high dividend ETF
finance

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors. However, this is a ploy that ETF issuers often use to lure investors. Investing in an ETF based solely on its name can lead to disastrous investments. So understand an ETF’s underlying holdings and market objectives before making an investment. Investing in the wrong ETF Like every investment, almost every ETF is vulnerable to market trends and economic slowdowns. However, this does not mean that the particular ETF has failed. When an ETF liquidates, you might still receive some money (termination and other fees might be levied). But this may take a while and you may lose out on the time that could have otherwise been utilized to make other investments.
How to qualify for a reverse mortgage
finance

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance. You must not be late or overdue on any debt from the federal government. This includes income taxes and federal student loans. If you have to pay off such debts, you may very well use the money from the reverse mortgage loan to settle these debts. You must already have enough money, or be willing to use the money from the reverse mortgage loan to pay property taxes, insurance, and home maintenance and repair costs. You must meet a Department of Housing and Urban Development (HUD)-approved reverse mortgage counselor to understand how a reverse mortgage works. During the counseling, the counselor will review your eligibility for a reverse mortgage loan and inform you of the financial ramifications associated with a reverse mortgage.
5 benefits of opting for debt settlement
finance

5 benefits of opting for debt settlement

Debt settlement can be a financial lifesaver for many. Managing debt is quite a difficult task. With every advancing payment due date, one may feel their finances getting tighter and tighter. Between paying for a house mortgage, student loans, credit card debt, personal loans, and many other debts, it is quite common to miss out on paying one payment. Although it may not seem like a big problem initially, this is not good for financial health in the long term. This is where debt settlement comes in. There are multiple benefits to availing debt settlement offered by some of the top 10 debt settlement companies. No more bills With debt settlement, no more bills will be incoming in the mailbox. Debt settlement results in the closure of a debt account by the creditor. In such cases, one will not be able to use their credit cards again. However, this can be beneficial since it will prevent further debt in the future. With debt settlement, there is a permanent erasure of debt. No more collection calls With mounting debt, the calls of creditors are always incessant. If one if falling behind on too many bills, they are bound to be subjected to creditor calls throughout the day. This can add to the stress of not being able to clear away all the dues. Plus, many collection departments are not known to be kind on calls. When a debt settlement is opted for, it will stop the incessant calls from the various collection departments. No bankruptcy risk Rather than filing for bankruptcy, debt settlement is a better option. With the bankruptcy filing, credit score can deteriorate quite significantly. In some cases, the credit score has slid down by nearly 200 points, taking a good credit score to bad credit score. The credit score lowers with debt settlement too.