Home - auto - 7 Rookie Mistakes Pickup Truck Drivers Should Avoid
7 rookie mistakes pickup truck drivers should avoid

7 rookie mistakes pickup truck drivers should avoid

Pickup trucks are vehicles widely preferred by businesses thanks to their hauling and towing capabilities. Many leading automakers have designed a dizzying variety of pickup trucks equipped with modern technology. However, maintaining this vehicle can be a costly affair if not done right. Truck drivers can make certain rookie mistakes while on the road at the start of their careers. Since truck driving demands maximum concentration, such mistakes can cost them more.

Overloading the cargo
Pickup trucks come with varying cargo or load capacities. Some can haul one ton, some half a ton, while some trucks carry three-quarters of a ton. Ignoring the specified cargo capacity and overloading the vehicle causes stress on the truck’s mechanical components like suspension, brakes, and metal built. It also reduces the driver’s stopping power and may lead to tire blowouts. Those unaware of the load capacity can refer to the factory sticker on the vehicle’s body or look up the model details on the automaker’s website.

Not distributing cargo weight evenly
The pickup truck may lose balance if the cargo weight is not distributed uniformly throughout the trailer, especially during steep turns. Moreover, problems including tyre, wheel, axle, and structural failure can result from unequal weight distribution.

Not securing cargo properly
Moving unfastened cargo brings two disadvantages; it may distract the driver and cause the truck to fall over while making turns, leading to accidents. Whether the cargo is heavy or lightweight, securing it in place while the truck is running is important. Investing in truck racks, rear bars, toolboxes, non-skid bed liners, and side rails anchoring one’s load is also necessary, especially for frequent travelers. These items also enhance the safety and comfort of the truck.

Using an old rope to secure cargo
An old nylon rope may be the quickest choice to secure cargo, but it is also the riskiest. The rope is usually a weaker restraint and can send one’s stuff flying off the trailer. Bungee cords, ratchet straps, cargo nets, or tarpaulin are better alternatives to prevent the load from moving within the cargo space.

Placing heavy items at the back
Another error many pickup truck owners unintentionally make is placing heavier loads at the back. Doing so makes controlling and steering the truck difficult. Therefore, putting the heavier load closer to the cabin is advised.

Modifying to big lifts
Advanced tech allows a driver to upgrade and customize their pickup truck. But not all trucks are built to operate with a lifted suspension. A suspension lift may raise a vehicle’s height and improve off-road performance, but when added to a regular truck, it may impair its road-holding capacity. Additionally, lifted suspensions may strain the truck’s engine and drain more horsepower.

Changing off-road tires
Pickup trucks with huge off-road tires may look attractive but may not always be helpful. Large tires on pickup trucks may tread poorly on normal roads and perform considerably worse in rainy conditions. Unless one lives in an area experiencing a snowy climate, avoiding off-road tires is best.

Latest Articles

5 mistakes to avoid when investing in a high dividend ETF
finance

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors. However, this is a ploy that ETF issuers often use to lure investors. Investing in an ETF based solely on its name can lead to disastrous investments. So understand an ETF’s underlying holdings and market objectives before making an investment. Investing in the wrong ETF Like every investment, almost every ETF is vulnerable to market trends and economic slowdowns. However, this does not mean that the particular ETF has failed. When an ETF liquidates, you might still receive some money (termination and other fees might be levied). But this may take a while and you may lose out on the time that could have otherwise been utilized to make other investments.
How to qualify for a reverse mortgage
finance

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance. You must not be late or overdue on any debt from the federal government. This includes income taxes and federal student loans. If you have to pay off such debts, you may very well use the money from the reverse mortgage loan to settle these debts. You must already have enough money, or be willing to use the money from the reverse mortgage loan to pay property taxes, insurance, and home maintenance and repair costs. You must meet a Department of Housing and Urban Development (HUD)-approved reverse mortgage counselor to understand how a reverse mortgage works. During the counseling, the counselor will review your eligibility for a reverse mortgage loan and inform you of the financial ramifications associated with a reverse mortgage.
5 benefits of opting for debt settlement
finance

5 benefits of opting for debt settlement

Debt settlement can be a financial lifesaver for many. Managing debt is quite a difficult task. With every advancing payment due date, one may feel their finances getting tighter and tighter. Between paying for a house mortgage, student loans, credit card debt, personal loans, and many other debts, it is quite common to miss out on paying one payment. Although it may not seem like a big problem initially, this is not good for financial health in the long term. This is where debt settlement comes in. There are multiple benefits to availing debt settlement offered by some of the top 10 debt settlement companies. No more bills With debt settlement, no more bills will be incoming in the mailbox. Debt settlement results in the closure of a debt account by the creditor. In such cases, one will not be able to use their credit cards again. However, this can be beneficial since it will prevent further debt in the future. With debt settlement, there is a permanent erasure of debt. No more collection calls With mounting debt, the calls of creditors are always incessant. If one if falling behind on too many bills, they are bound to be subjected to creditor calls throughout the day. This can add to the stress of not being able to clear away all the dues. Plus, many collection departments are not known to be kind on calls. When a debt settlement is opted for, it will stop the incessant calls from the various collection departments. No bankruptcy risk Rather than filing for bankruptcy, debt settlement is a better option. With the bankruptcy filing, credit score can deteriorate quite significantly. In some cases, the credit score has slid down by nearly 200 points, taking a good credit score to bad credit score. The credit score lowers with debt settlement too.