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Myelodysplastic syndromes – Signs and management options
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Myelodysplastic syndromes – Signs and management options

Life without blood cells is impossible to imagine. From supplying oxygen to forming blood clots and helping excrete waste products, the cells perform a host of functions. And that’s why it is important to detect any cell-related health conditions early. Myelodysplastic syndromes are a group of disorders in which the body generates cells that are either deformed or do not function well. Here are some signs and treatment options for myelodysplastic syndromes: Signs and symptoms Shortness of breath Many patients with myelodysplastic syndromes grapple with anemia. Since anemia is characterized by low red blood cell count, those suffering from anemia induced by myelodysplastic syndromes usually experience shortness of breath. Fatigue Anemia also tends to cause extreme tiredness and fatigue because oxygen levels in the body are very low. So, those with myelodysplastic syndromes may be highly fatigued throughout the day, even when not physically active. Frequent nosebleeds and bruises If one has a low platelet count, bleeding and bruising become more common than usual. For this reason, myelodysplastic syndrome causes frequent bruises and nosebleeds, even if the injury is minor. Petechiae Petechiae are tiny reddish spots that appear on the skin’s surface, often on the stomach and legs. Patients with myelodysplastic syndromes often experience bleeding into the skin, which reflects as these tiny spots on the skin.
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Overactive bladder – Causes, symptoms, and management
04

Overactive bladder – Causes, symptoms, and management

Overactive bladder, or OAB, is when one feels a persistent, uncontrollable urge to pass urine. Often, people with this disease choose to stay away from social situations because of the embarrassment involved. But the good news is that identifying this problem early on can help treat it on time and prevent it from escalating. Doctors usually suggest a combination of medical interventions and lifestyle changes. Here is everything one should know about OAB: Causes and triggers of overactive bladder – Diabetes High blood sugar can damage the urinary tract nerves, which culminates in bladder problems. So, people with diabetes are highly prone to overactive bladder. – Neurological disorders Often, loss of control over urination can happen because of an underlying nerve, brain, or spinal cord problem. People with disorders like Parkinson’s disease and multiple sclerosis may suffer nerve damage, which can cause or worsen OAB. – Bladder stones Bladder stones or tumors and infections of the bladder can increase one’s risk of OAB because the bladder’s normal functioning is severely affected in many of these cases. – Certain treatments Sometimes, treatments for certain other diseases may trigger an overactive bladder, a side effect of the intervention. Symptoms of overactive bladder – Urgency incontinence Urgency incontinence is when one feels a sudden urge to urinate, after which one may experience an involuntary urine leak.
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5 mistakes to avoid when investing in a high dividend ETF
finance

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors. However, this is a ploy that ETF issuers often use to lure investors. Investing in an ETF based solely on its name can lead to disastrous investments. So understand an ETF’s underlying holdings and market objectives before making an investment. Investing in the wrong ETF Like every investment, almost every ETF is vulnerable to market trends and economic slowdowns. However, this does not mean that the particular ETF has failed. When an ETF liquidates, you might still receive some money (termination and other fees might be levied). But this may take a while and you may lose out on the time that could have otherwise been utilized to make other investments.
How to qualify for a reverse mortgage
finance

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance. You must not be late or overdue on any debt from the federal government. This includes income taxes and federal student loans. If you have to pay off such debts, you may very well use the money from the reverse mortgage loan to settle these debts. You must already have enough money, or be willing to use the money from the reverse mortgage loan to pay property taxes, insurance, and home maintenance and repair costs. You must meet a Department of Housing and Urban Development (HUD)-approved reverse mortgage counselor to understand how a reverse mortgage works. During the counseling, the counselor will review your eligibility for a reverse mortgage loan and inform you of the financial ramifications associated with a reverse mortgage.
5 benefits of opting for debt settlement
finance

5 benefits of opting for debt settlement

Debt settlement can be a financial lifesaver for many. Managing debt is quite a difficult task. With every advancing payment due date, one may feel their finances getting tighter and tighter. Between paying for a house mortgage, student loans, credit card debt, personal loans, and many other debts, it is quite common to miss out on paying one payment. Although it may not seem like a big problem initially, this is not good for financial health in the long term. This is where debt settlement comes in. There are multiple benefits to availing debt settlement offered by some of the top 10 debt settlement companies. No more bills With debt settlement, no more bills will be incoming in the mailbox. Debt settlement results in the closure of a debt account by the creditor. In such cases, one will not be able to use their credit cards again. However, this can be beneficial since it will prevent further debt in the future. With debt settlement, there is a permanent erasure of debt. No more collection calls With mounting debt, the calls of creditors are always incessant. If one if falling behind on too many bills, they are bound to be subjected to creditor calls throughout the day. This can add to the stress of not being able to clear away all the dues. Plus, many collection departments are not known to be kind on calls. When a debt settlement is opted for, it will stop the incessant calls from the various collection departments. No bankruptcy risk Rather than filing for bankruptcy, debt settlement is a better option. With the bankruptcy filing, credit score can deteriorate quite significantly. In some cases, the credit score has slid down by nearly 200 points, taking a good credit score to bad credit score. The credit score lowers with debt settlement too.